A guy I went to high school with stopped by last night. That was odd, because I hadn't seen him since we graduated. "In the neighborhood, you know." Yeah, right. He was up to something.
After half an hour, I finally figured it out. He said, "You work for that payday loan place, right? Could you bring the paper-work over here to apply for a loan, and I'll come by tomorrow evening and fill it out? Because I can't get off work in the daytime and it's hard to get across town on the weekend, and blah blah blah."
Catching up on old times was just a front. He was embarrassed to walk into a local payday loan place and apply for a loan, where people knew him.
Okay, I can see that. If you walk into a pawn shop, you can act like you're just looking for something cheap to buy. If you walk into a bank, nobody knows you're taking out a loan. But when you walk into a check cashing store or a payday loan place, everybody knows why you're there: you're short on money.
There's nothing wrong with that. If Donald Trump could go bankrupt like he did once, anybody can run into money trouble. But sharing the details of your financial life with your friends and neighbors isn't something that everybody's comfortable with. And heck, it really isn't any of their business.
I said to him, "Here's my computer. Sit down and get a loan." Not that I wouldn't love to bring my boss another customer, but sheesh, not if I have to carry everything around and keep it all hush hush.
He was skeptical at first. "Online? Is that safe?"
I told him the same thing I'll say here. If you've got enough sense to figure out in person which businesses are sleazy and which are honest, you're smart enough to do it online. Because it's easier.
Just search for online loans, or payday loans, or quick cash loans, or anything like that, and you'll find dozens of companies that want your business and will walk you through the steps.
For example, at this company, you might be able to receive a loan up to $1000, even if you have no credit history, poor credit history or a bankruptcy in your past, as long as you have a job or other source of income and a checking account.
If you're worried about running into a scam, here are some things to check:
Another nice thing about online payday loans is that you can compare prices quickly, without running all over town. One's just as easy to do business with as the next, but their prices and terms are all there with a quick click, and you can pick the best.
Some folks like doing all their business face to face, and I'm glad for people like that. But doing some things online really makes sense, and getting loans is one of them, if you like privacy and being able to shop around, and do things on your own time. Your computer--good for more than just Facebook and p0rn. Who would have suspected?
8:45 p.m. February 5
Don't you think if someone is embarrassed that people will see them doing something, they shouldn't do it? That's their conscience telling them it's wrong and they know it. You should encourage them to listen to their conscience, not help them do it in secret.
9:32 p.m. February 5
do you poo?
9:55 p.m. February 5
10:16 p.m. February 5
Only when people are watching
10:44 p.m. February 5
it be wrong otherwise
10:49 p.m. February 5
How about being fruitful and multiplying. Out in the open for that too?
10:57 p.m. February 5
You get public woohoo points for that.
11:02 p.m. February 5
What about reticulating splines.
11:49 p.m. February 5
Settle down with the Sims, guys. But yes, that makes the point. There's no need to let your neighbors watch everything you do.
Comments are closed for this post.