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You'll find information on loans, bad credit, credit repair, & other stuff. Check out the archives at right, or some of the popular articles below.
   Most Popular Articles

Second Chance, Checking Out of
ChexSystems
Let's say you bounced a few checks. Or
you walked away from a checking account
rather than pay the overdraft and
maintenance fees. You're in ChexSystems
now. They're checking up on you. And
they're... Read more

Are There Loans for Unemployed
People
Short answer: Yes. Maybe. Unemployed people can get a few kinds of loans just as if they had a job, if they have some kind of regular income coming in, such as unemployment, disability or alimony payments. There are a... Read more

Can You Get a Credit Card with Bad Credit?
Can you get a credit card with bad credit? You sure can. And you can use it to rebuild your credit again too. The secret is to apply for a "secured" credit card. The best part is .... Read more

Installment Loans, Even With Bad Credit
If you have bad credit but need money now, payday installment loans are one way to get it. There's no credit check, and you can.... Read more

If You Can't Pay Back a Payday Loan, Use This Secret
If you can't pay back a payday loan, you're probably worried about the upcoming onslaught of debt collection calls, bank account debits and high fees. But there's a way you may be able to avoid that. A lot of payday loan places belong to an organization, the CFSA. There's something they won't tell you, but... Read more

I Can't Pay Back My Payday Loan. Will I Go To Jail?
This week, three people asked me: "I took out a payday loan and I can't pay it back.
Will the cops arrest me? Can I go to jail?" At first I thought it was just a coincidence,
since people are always asking me crazy stuff. Then I found out... Read more.

What If You Can't Pay Your Taxes? How to Deal With the IRS
What if you can't pay the IRS? Can't people go to jail for not paying their taxes? There's something especially scary about arriving at the last line on your 1040 and realizing there's no way you have that much money. But here's the good... Read more

How to Stop Collection Calls
Stopping debt collectors from calling is easier than you might think. No, I don't mean just pay the debt. Duh. If you could do that, everything would be simple, right? Debt collectors are regulated by... Read more

No Fax? Fax from Your Computer for Free
You may have seen payday loan companies brag that they're "no fax" or "faxless." So what does that mean? And, more importantly, if you don't have a fax machine or an easy way to send a fax, is a no-fax payday loan the only way to get a loan online? Nope. You can... Read more

  Other Top Articles by Category

  If you can't pay...

How to Get Out of the Payday Loan Trap
Life doesn't wait for you to get your finances in order, so you can fall...Read more

Erase Half Your Debt with Credit Card Debt Settlement
Let's say you owe more than you can pay on your credit cards.... Read more

IRS Tax Debt Settlement: Help or Ripoff?
If your IRS debt is more than you can pay, you're probably looking... Read more

Student Loan Deferment: Help With Debt When You Need It
Student loan debt is tough to pay back, if you've just graduated and... Read more

Four Free Alternatives to Payday Loans
Alternatives to payday loans are out there. If you need cash right... Read more

What if You Can't Pay Your Credit Card?
Here's what will happen, and here are some steps to take, to deal ... Read more

  If you have bad credit...

No Teletrack? No Problem
So what does "no teletrack" mean, anyway? Teletrack is a... Read more

Bad Credit, Auto Loans, and First Things First
Long story short, it was a mess. He had to give the car back... Read more

Bad-Credit Mortgage Lenders Want You
You may think that getting a mortgage is impossible. But there are... Read more

Four Scams Aimed at You, If You Have Bad Credit
Scammers are still trying to take your money, when all you want... Read more


  If you're worried about your credit score...

What's a Good Credit Score?
What's a good credit score? Is 620 bad? How do I convert... Read more

"Pay for Delete" and Fix Your Credit Report
Try to negotiate a "pay for delete" deal, if you've got a past-due...  Read more

How to Avoid Credit Repair Scams
I know a fellow who used to work for a credit repair company. He... Read more

Three More Credit Repair Scams, Including a Really Sneaky One
Credit repair scams come in all forms. Stealing your own identity... Read more

Debt Management Plan Pros, and Con Games
A Debt Management Plan can help, if you're in debt. But... Read more

How to Dispute Your Credit Report, Plus a Sample Letter
Disputing something that's incorrect on your credit report is pretty... Read more
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Welcome to this website. You might run across  information here about payday loans, getting quick cash with bad credit, how to avoid loan scams and what to do if you don't, maybe even how to get out of debt for good. Though if you figure out that last one, let me know.
The rest is just useless musings and pointless stuff.
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